/* VOLO Network — volonetwork.com
   Brand: Navy #1E3D59 · VOLO Red #C1272D (логоны өнгө) · Signal #17B978 · Midnight #0D1E2E
   Өмнөх Coral #FF6E40-г логоны улаанаар сольсон — нэг лого, нэг өргөлт өнгө. */

:root{
  --navy:#1E3D59;
  --midnight:#0D1E2E;
  --coral:#C1272D;
  --coral-dk:#9E1F24;
  --signal:#17B978;
  --paper:#FFFFFF;
  --paper-2:#F5F7F9;
  --paper-3:#ECF1F5;
  --line:#DCE4EA;
  --line-2:#C3D0DA;
  --ink:#0D1E2E;
  --ink-2:#3C5468;
  --ink-3:#6B8296;
  --warn-bg:#FDF3F3;
  --warn-line:#F0CFCF;
  --wrap:1120px;
  --r:14px;
  /* Латин → IBM Plex Sans (Deriv-тэй ижил)
     Кирилл → Inter (MOT Capital-тай ижил)
     Хуудас бүрийн <html> дээр --ui хувьсагчийг build.py тааруулж өгнө. */
  --ui:'Inter','IBM Plex Sans',system-ui,-apple-system,'Segoe UI',sans-serif;
  --display:var(--ui);
  --body:var(--ui);
  --mono:'IBM Plex Mono',ui-monospace,'SFMono-Regular',Consolas,monospace;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:86px;-webkit-text-size-adjust:100%}
body{
  font-family:var(--body);background:var(--paper);color:var(--ink);
  font-size:17px;line-height:1.65;font-weight:400;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;display:block}
svg{max-width:100%;max-height:100%}
a{color:var(--navy);text-decoration-color:var(--line-2);text-underline-offset:3px}
a:hover{color:var(--coral-dk)}
:focus-visible{outline:3px solid var(--coral);outline-offset:3px;border-radius:4px}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}

/* ---------- type ---------- */
h1,h2,h3,h4{font-family:var(--display);font-weight:700;line-height:1.18;letter-spacing:-.02em;color:var(--midnight)}
h1{font-size:clamp(34px,6vw,58px);font-weight:700;letter-spacing:-.03em}
h1 em{font-style:normal;color:var(--coral);display:block}
h2{font-size:clamp(26px,3.8vw,40px);margin-bottom:16px}
h3{font-size:clamp(18px,2.2vw,22px);margin-bottom:8px;letter-spacing:-.015em}
h4{font-size:16px;margin-bottom:10px;letter-spacing:0}
p{margin-bottom:14px}
p:last-child{margin-bottom:0}
strong,b{font-weight:800;color:var(--midnight)}
.lead{font-size:clamp(17px,2.1vw,20px);color:var(--ink-2);max-width:62ch;line-height:1.6}
.eyebrow{
  font-family:var(--mono);font-size:11.5px;font-weight:600;letter-spacing:.16em;
  text-transform:uppercase;color:var(--coral-dk);margin-bottom:14px;display:block;
}
.muted{color:var(--ink-3)}
.small{font-size:14px;line-height:1.55}

/* ---------- header ---------- */
.site-head{
  position:sticky;top:0;z-index:80;background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);border-bottom:1px solid var(--line);
}
.head-row{display:flex;align-items:center;gap:16px;height:74px}
.head-row > * + *{margin-left:14px}
.brand-wrap{display:flex;align-items:center;gap:14px;flex-shrink:0}
.brand{display:flex;align-items:center;gap:9px;font-family:var(--display);
  font-weight:800;font-size:17px;letter-spacing:-.02em;color:var(--midnight);text-decoration:none;flex-shrink:0}
.brand em{font-style:normal;font-weight:600;color:var(--ink-3);font-size:14px;
  letter-spacing:.12em;text-transform:uppercase;font-family:var(--mono)}
.brand-mark{height:48px;width:auto;flex-shrink:0;display:block}
.site-foot .brand-mark{height:66px}
.head-tag{font-family:var(--mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-3);border-left:1px solid var(--line);padding-left:12px;margin-left:2px}
.head-spacer{flex:1}
.nav-links{display:flex;align-items:center;gap:22px}
.nav-links > * + *{margin-left:11px}
.nav-links a{font-size:14.5px;font-weight:600;color:var(--ink-2);text-decoration:none;white-space:nowrap}
.nav-links a:hover{color:var(--coral-dk)}
.nav-toggle{display:none;background:none;border:1px solid var(--line-2);border-radius:8px;
  padding:8px 12px;font:600 14px var(--body);color:var(--ink);cursor:pointer}

/* language switcher */
.lang{position:relative;flex-shrink:0}
.lang-btn{display:flex;align-items:center;gap:7px;background:var(--paper-2);
  border:1px solid var(--line);border-radius:9px;padding:7px 11px;
  font:600 13.5px var(--body);color:var(--ink);cursor:pointer}
.lang-btn:hover{border-color:var(--line-2)}
.lang-btn svg{width:14px;height:14px;opacity:.6}
.lang-menu{
  position:absolute;top:calc(100% + 8px);inset-inline-end:0;background:var(--paper);
  border:1px solid var(--line);border-radius:12px;box-shadow:0 14px 40px rgba(13,30,46,.14);
  padding:6px;min-width:208px;max-height:min(70vh,420px);overflow-y:auto;display:none;z-index:90;
}
.lang-menu.open{display:block}
.lang-menu a{display:flex;justify-content:space-between;gap:12px;padding:8px 11px;border-radius:8px;
  font-size:14px;font-weight:600;color:var(--ink);text-decoration:none}
.lang-menu a span{font-weight:400;font-size:12px;color:var(--ink-3);font-family:var(--mono)}
.lang-menu a:hover{background:var(--paper-2)}
.lang-menu a[aria-current="true"]{background:var(--paper-3);color:var(--coral-dk)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--body);font-weight:700;font-size:15.5px;letter-spacing:-.01em;
  padding:13px 24px;border-radius:10px;text-decoration:none;border:1.5px solid transparent;
  transition:transform .12s ease,background .18s ease,border-color .18s ease;cursor:pointer}
.btn:hover{transform:translateY(-1px)}
.btn-main{background:var(--coral);color:#fff}
.btn-main:hover{background:var(--coral-dk);color:#fff}
.btn-line{background:transparent;color:var(--navy);border-color:var(--line-2)}
.btn-line:hover{border-color:var(--navy);color:var(--navy)}
.btn-sm{padding:9px 16px;font-size:14px;border-radius:9px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.cta-row > .btn + .btn{margin-left:2px}

/* ---------- sections ---------- */
.section{padding:84px 0;border-top:1px solid var(--line)}
.section:first-of-type{border-top:0}
.section-alt{background:var(--paper-2)}
.hero{padding:76px 0 60px}
.hero .lead{margin-top:22px}

/* stats strip */
.ticker{font-family:var(--mono);font-size:12px;letter-spacing:.06em;color:var(--ink-3);
  text-transform:uppercase;margin-top:34px}
.ticker b{color:var(--signal)}
.stat-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-top:22px}
.stat{background:var(--paper);padding:20px 16px}
.stat .v{font-family:var(--display);font-size:26px;font-weight:800;color:var(--navy);letter-spacing:-.03em}
.stat .l{font-size:12.5px;color:var(--ink-3);line-height:1.35;margin-top:4px}
.asof{font-family:var(--mono);font-size:11.5px;color:var(--ink-3);margin-top:10px;letter-spacing:.04em}

/* generic cards */
.grid{display:grid;gap:20px;margin-top:34px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px}
.section-alt .card{background:var(--paper)}
.card .tag{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--ink-3);display:block;margin-bottom:12px}
.card ul{list-style:none;margin:16px 0 0}
.card ul li{position:relative;padding-inline-start:18px;font-size:14.5px;color:var(--ink-2);margin-bottom:7px;line-height:1.5}
.card ul li::before{content:"";position:absolute;inset-inline-start:0;top:9px;width:6px;height:6px;
  border-radius:50%;background:var(--coral)}
.card .foot{margin-top:18px;padding-top:14px;border-top:1px solid var(--line);
  font-size:13.5px;color:var(--ink-3);line-height:1.5}

/* three rules */
.rule{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:26px 0;border-top:1px solid var(--line)}
.rule:first-of-type{border-top:0}
.rule-no{font-family:var(--display);font-size:38px;font-weight:800;color:var(--paper-3);
  line-height:1;letter-spacing:-.05em}
.rule .fx{font-family:var(--mono);font-size:13px;color:var(--navy);background:var(--paper-2);
  border:1px solid var(--line);border-radius:8px;padding:9px 13px;display:inline-block;margin-top:12px}

/* note / callout */
.note{background:var(--paper-2);border:1px solid var(--line);border-inline-start:4px solid var(--navy);
  border-radius:0 var(--r) var(--r) 0;padding:22px 24px;margin-top:26px}
.note.warn{background:var(--warn-bg);border-color:var(--warn-line);border-inline-start-color:var(--coral)}
.note.good{border-inline-start-color:var(--signal)}
.note h4{margin-bottom:8px}
.note p{font-size:15px;color:var(--ink-2)}

/* big warning stat */
.bigstat{display:grid;grid-template-columns:auto 1fr;gap:32px;align-items:center;
  background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:var(--r);padding:34px}
.bigstat .n{font-family:var(--display);font-size:clamp(40px,7vw,72px);font-weight:800;
  color:var(--coral-dk);letter-spacing:-.045em;line-height:1}
.bigstat .src{font-family:var(--mono);font-size:11.5px;color:var(--ink-3);margin-top:10px}

/* definition list style blocks */
.dl{margin-top:26px;border-top:1px solid var(--line)}
.dl-item{padding:20px 0;border-bottom:1px solid var(--line);display:grid;
  grid-template-columns:minmax(180px,270px) 1fr;gap:28px}
.dl-item dt{font-family:var(--display);font-weight:700;font-size:16px;color:var(--midnight);letter-spacing:-.01em}
.dl-item dd{font-size:15px;color:var(--ink-2);line-height:1.6}

/* tables */
.tbl-wrap{overflow-x:auto;margin-top:24px;border:1px solid var(--line);border-radius:var(--r)}
table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:520px}
th,td{text-align:start;padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--paper-2);font-family:var(--body);font-weight:800;font-size:13px;
  letter-spacing:.02em;color:var(--midnight);white-space:nowrap}
tr:last-child td{border-bottom:0}
td b{font-weight:800}

/* steps */
.steps{counter-reset:s;margin-top:32px}
.step{counter-increment:s;position:relative;padding:24px 0 24px 62px;border-top:1px solid var(--line)}
.step:first-child{border-top:0}
.step::before{content:counter(s,decimal-leading-zero);position:absolute;inset-inline-start:0;top:24px;
  font-family:var(--mono);font-size:14px;font-weight:600;color:var(--coral-dk);
  border:1px solid var(--line-2);border-radius:8px;width:38px;height:32px;
  display:flex;align-items:center;justify-content:center}
.step ol{margin:12px 0 0 18px;font-size:14.5px;color:var(--ink-2)}
.step ol li{margin-bottom:6px}

/* calculator */
.calc{display:grid;grid-template-columns:1.15fr 1fr;gap:24px;margin-top:32px}
.calc-in,.calc-out{border:1px solid var(--line);border-radius:var(--r);padding:26px;background:var(--paper)}
.calc-out{background:var(--midnight);border-color:var(--midnight);color:#fff}
.field{margin-bottom:20px}
.field:last-child{margin-bottom:0}
.field label{display:block;font-weight:700;font-size:14.5px;margin-bottom:6px;color:var(--midnight)}
.field input{width:100%;font:600 17px var(--mono);color:var(--ink);background:var(--paper-2);
  border:1.5px solid var(--line);border-radius:9px;padding:11px 13px}
.field input:focus{border-color:var(--navy);background:var(--paper);outline:none}
.field .hint{font-size:12.5px;color:var(--ink-3);margin-top:6px;line-height:1.45}
.calc-out .k{font-family:var(--mono);font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;
  color:#7FA3BE}
.calc-out .lot{font-family:var(--display);font-size:64px;font-weight:800;letter-spacing:-.05em;
  color:var(--coral);line-height:1;margin:8px 0 22px}
.calc-out .row{display:flex;justify-content:space-between;gap:14px;padding:10px 0;
  border-top:1px solid rgba(255,255,255,.14);font-size:14.5px;color:#C9D8E4}
.calc-out .row b{color:#fff;font-family:var(--mono);font-weight:600;white-space:nowrap}
.calc-note{font-size:13px;color:var(--ink-3);margin-top:16px;line-height:1.55}

/* news */
.news-item{padding:24px 0;border-top:1px solid var(--line)}
.news-item:first-of-type{border-top:0}
.news-meta{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-3);margin-bottom:8px}
.news-meta b{color:var(--coral-dk)}
.news-item .src{font-family:var(--mono);font-size:11.5px;color:var(--ink-3);margin-top:8px}

/* faq */
details{border-bottom:1px solid var(--line)}
details summary{cursor:pointer;list-style:none;padding:17px 40px 17px 0;position:relative;
  font-weight:700;font-size:16px;color:var(--midnight);font-family:var(--body)}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";position:absolute;inset-inline-end:6px;top:15px;
  font-family:var(--mono);font-size:20px;color:var(--coral-dk);font-weight:400}
details[open] summary::after{content:"–"}
details .ans{padding:0 0 20px;font-size:15px;color:var(--ink-2);line-height:1.65;max-width:70ch}
details .ans ol{margin:10px 0 0 20px}
.faq-group{margin-top:38px}
.faq-group > h3{font-family:var(--mono);font-size:12px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--coral-dk);border-bottom:2px solid var(--midnight);padding-bottom:9px;margin-bottom:4px}

/* legal */
.legal-sec{padding:28px 0;border-top:1px solid var(--line)}
.legal-sec h3{font-size:18px;margin-bottom:12px}
.legal-sec h3 span{font-family:var(--mono);font-size:13px;color:var(--coral-dk);margin-inline-end:8px}
.legal-sec p{font-size:15px;color:var(--ink-2)}

/* final cta */
.final{background:var(--midnight);color:#fff;padding:80px 0;text-align:center}
.final .eyebrow{color:var(--coral)}
.final h2{color:#fff}
.final .lead{color:#B7C8D6;margin:0 auto}
.final .cta-row{justify-content:center}
.final .btn-line{color:#fff;border-color:rgba(255,255,255,.3)}
.final .btn-line:hover{border-color:#fff;color:#fff}
.final .note-sm{font-size:13px;color:#7FA3BE;margin-top:20px}

/* footer */
.site-foot{background:var(--paper-2);border-top:1px solid var(--line);padding:60px 0 34px;font-size:14.5px}
.foot-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:36px}
.foot-grid h4{font-family:var(--mono);font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--ink-3)}
.foot-grid a{display:block;color:var(--ink-2);text-decoration:none;padding:4px 0;font-size:14.5px}
.foot-grid a:hover{color:var(--coral-dk)}
.foot-grid p{color:var(--ink-3);font-size:14px}
.social{display:flex;gap:8px;margin-top:14px}
.social a{display:flex;align-items:center;justify-content:center;width:34px;height:34px;
  border:1px solid var(--line-2);border-radius:8px;font-family:var(--mono);font-size:11px;
  font-weight:600;color:var(--ink-2);padding:0}
.social a:hover{border-color:var(--coral);color:var(--coral-dk)}
.risk-block{margin-top:44px;padding-top:28px;border-top:1px solid var(--line-2)}
.risk-block h4{margin-bottom:10px}
.risk-block p{font-size:13.5px;color:var(--ink-3);line-height:1.6;margin-bottom:12px;max-width:none}
.risk-en{font-size:13.5px;color:var(--ink-2);line-height:1.6;background:var(--paper);
  border:1px solid var(--line);border-radius:10px;padding:18px 20px}
.risk-en .label{font-family:var(--mono);font-size:10.5px;letter-spacing:.13em;text-transform:uppercase;
  color:var(--coral-dk);display:block;margin-bottom:9px}
.foot-base{margin-top:28px;padding-top:20px;border-top:1px solid var(--line);
  display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;
  font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}

/* machine-translation banner */
.mt-banner{background:var(--warn-bg);border-bottom:1px solid var(--warn-line);
  font-size:13.5px;color:var(--ink-2);padding:10px 0;text-align:center}
.mt-banner a{font-weight:700}

/* motion */
@media (prefers-reduced-motion:no-preference){
  .rise{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}
  .rise.in{opacity:1;transform:none}
}

/* responsive */
@media (max-width:1000px){
  .stat-grid{grid-template-columns:repeat(3,1fr)}
  .g4{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px}
  .calc{grid-template-columns:1fr}
}
@media (max-width:1024px){
  .head-row > * + *{margin-left:10px}
  html{scroll-padding-top:70px}
  .head-tag{display:none}
  .nav-toggle{display:block;order:3}
  .nav-links{display:none;position:absolute;top:74px;inset-inline:0;background:var(--paper);
    border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 18px}
  .nav-links.open{display:flex}
  .nav-links > *{margin-left:0}
  .nav-links a{padding:11px 0;border-bottom:1px solid var(--line)}
  .nav-links .btn{margin-top:12px;border-bottom:0}
  .g2,.g3{grid-template-columns:1fr}
  .dl-item{grid-template-columns:1fr;gap:6px}
  .bigstat{grid-template-columns:1fr;gap:14px;padding:26px}
  .section{padding:60px 0}
  .rule{grid-template-columns:44px 1fr;gap:14px}
  .rule-no{font-size:28px}
}
@media (max-width:560px){
  body{font-size:16px}
  .stat-grid{grid-template-columns:repeat(2,1fr)}
  .g4{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .wrap{padding:0 18px}
  .btn{width:100%}
  .cta-row{flex-direction:column}
}
@media print{.site-head,.nav-links,.final .cta-row{display:none}}


/* ═══════════════ эрсдэлийн туузан мэдэгдэл (толгойн дээр) ═══════════════ */
.risk-strip{background:var(--midnight);color:#B7C8D6;font-size:12.5px;line-height:1.45;
  padding:8px 0;text-align:center}
.risk-strip b{color:#fff;font-weight:700}
.risk-strip a{color:var(--coral);text-decoration:none;font-weight:600;white-space:nowrap}

/* ═══════════════ "Powered by Deriv" тэмдэглэгээ ═══════════════ */
.powered{display:inline-flex;align-items:center;gap:6px;align-self:center;border-inline-start:1px solid var(--line);
  padding-inline-start:12px;margin-inline-start:3px;
  font-family:var(--mono);font-size:10.5px;letter-spacing:.09em;text-transform:uppercase;
  color:var(--ink-3);text-decoration:none;white-space:nowrap;line-height:1.3}
.powered b{color:var(--navy);font-weight:600;letter-spacing:.06em}
.powered:hover b{color:var(--coral-dk)}

/* ═══════════════ мега-цэс ═══════════════ */
.nav{display:flex;align-items:center}
.nav > li + li{margin-left:2px}
.nav > li{list-style:none;position:static}
.nav-top{display:flex;align-items:center;gap:4px;background:none;border:0;cursor:pointer;
  font:600 14.5px var(--body);color:var(--ink-2);padding:9px 12px;border-radius:9px;white-space:nowrap}
.nav-top:hover,.nav-top[aria-expanded="true"]{background:var(--paper-2);color:var(--midnight)}
.nav-top .chev{width:11px;height:11px;transition:transform .18s ease;opacity:.55}
.nav-top[aria-expanded="true"] .chev{transform:rotate(180deg)}
.mega{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%);z-index:95;
  max-width:min(var(--wrap),calc(100vw - 40px));
  background:var(--paper);border:1px solid var(--line);border-radius:16px;
  box-shadow:0 20px 50px rgba(13,30,46,.13);padding:24px;display:none;
  grid-template-columns:repeat(var(--cols,2),minmax(190px,1fr)) 260px;gap:26px}
.mega.open{display:grid}
/* товчоос цэс рүү хулгана шилжихэд 12px завсар дээгүүр гарч mouseleave
   ажиллаад цэс хаагдаж байсан. Энэ үл үзэгдэх гүүр тэр завсарыг нөхнө. */
.mega::before{content:"";position:absolute;top:-18px;inset-inline:-10px;height:18px}
.mega h4{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-3);margin-bottom:10px}
.mega a.item{display:block;padding:7px 0;font-size:14.5px;font-weight:600;
  color:var(--ink);text-decoration:none;line-height:1.35}
.mega a.item span{display:block;font-weight:400;font-size:12.5px;color:var(--ink-3);margin-top:1px}
.mega a.item:hover{color:var(--coral-dk)}
.mega-card{background:var(--midnight);border-radius:12px;padding:20px;color:#fff;
  display:flex;flex-direction:column;justify-content:flex-end;min-height:150px}
.mega-card h5{font-family:var(--display);font-size:16px;font-weight:700;margin-bottom:6px;color:#fff}
.mega-card p{font-size:13px;color:#9FB6C8;line-height:1.5;margin-bottom:12px}
.mega-card a{font-size:13px;font-weight:700;color:var(--coral);text-decoration:none}

/* ═══════════════ хөвөгч сувгийн товч (баруун доод) ═══════════════ */
.dock{position:fixed;inset-inline-end:20px;bottom:20px;z-index:70;
  display:flex;flex-direction:column;align-items:flex-end;--r:140px}
.dock-btn{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;
  justify-content:center;box-shadow:0 6px 18px rgba(13,30,46,.24);border:0;cursor:pointer;
  background:var(--midnight);position:relative;transition:transform .2s ease;padding:0}
.dock-btn svg{width:20px;height:20px}
.dock-btn img{width:24px;height:auto;display:block;
  transition:opacity .2s ease,transform .2s ease}
.dock.open .dock-btn img{opacity:0;transform:rotate(90deg)}
.dock-btn:hover{transform:scale(1.06)}
.dock-x{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;
  opacity:0;transform:rotate(-90deg);transition:opacity .2s ease,transform .2s ease}
.dock-x svg{width:18px;height:18px}
.dock.open .dock-btn > svg:first-of-type{opacity:0;transform:rotate(90deg)}
.dock-btn > svg:first-of-type{transition:opacity .2s ease,transform .2s ease}
.dock.open .dock-x{opacity:1;transform:none}

.dock{--r:140px}
.fan{position:absolute;inset-inline-end:2px;bottom:2px;width:0;height:0;pointer-events:none}
.fan-btn{position:absolute;inset-inline-end:0;bottom:0;
  width:40px;height:40px;border-radius:50%;display:flex;align-items:center;
  justify-content:center;text-decoration:none;
  box-shadow:0 6px 18px rgba(13,30,46,.22);
  opacity:0;transform:translate(0,0) scale(.35);pointer-events:none;
  transition:opacity .24s ease,transform .34s cubic-bezier(.22,1.15,.36,1)}
.fan-btn svg{width:19px;height:19px;flex-shrink:0}
.dock.open .fan{pointer-events:auto}
.dock.open .fan-btn{opacity:1;pointer-events:auto;
  transform:translate(calc(var(--cx) * var(--r)), calc(var(--cy) * var(--r))) scale(1);
  transition-delay:var(--d,0ms)}
.dock.open .fan-btn:hover{
  transform:translate(calc(var(--cx) * var(--r)), calc(var(--cy) * var(--r))) scale(1.14)}
.fan-wa{background:#25D366}
.fan-tg{background:#229ED9}
.fan-fb{background:#0866FF}
.fan-ig{background:linear-gradient(45deg,#F09433,#DC2743 50%,#BC1888)}
.fan-dc{background:#5865F2}
.fan-yt{background:#FF0000}
.fan-tip{position:absolute;inset-inline-end:calc(100% + 10px);white-space:nowrap;
  background:var(--midnight);color:#fff;font-size:12.5px;font-weight:600;
  padding:5px 10px;border-radius:7px;opacity:0;pointer-events:none;
  transition:opacity .15s ease}
.fan-btn:hover .fan-tip,.fan-btn:focus-visible .fan-tip{opacity:1}
.dock-note{order:-1;width:min(230px,62vw);font-size:11.5px;line-height:1.45;
  color:var(--ink-2);text-align:end;background:var(--paper);border:1px solid var(--line);
  border-radius:10px;padding:9px 12px;margin:0 0 calc(var(--r) + 16px);
  box-shadow:0 6px 18px rgba(13,30,46,.10);
  opacity:0;transform:translateY(6px);pointer-events:none;
  transition:opacity .2s ease,transform .2s ease}
.dock.open .dock-note{opacity:1;transform:none}

/* ═══════════════ сувгийн жагсаалт (Холбоо барих) ═══════════════ */
.chan-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-top:22px}
.chan{background:var(--paper);padding:16px 18px;text-decoration:none;display:block}
.chan:hover{background:var(--paper-2)}
.chan b{display:block;font-size:15px;font-weight:700;color:var(--midnight);margin-bottom:3px}
.chan:hover b{color:var(--coral-dk)}
.chan span{display:block;font-size:13px;color:var(--ink-3);line-height:1.45}
.dock-tg{background:#229ED9}
@media (max-width:700px){.chan-grid{grid-template-columns:1fr}}

/* ═══════════════ сошиал чип товчлуурууд ═══════════════ */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:4px}
.chip{display:inline-flex;align-items:center;padding:8px 15px;border:1px solid var(--line-2);
  border-radius:999px;font-size:14px;font-weight:600;color:var(--ink);text-decoration:none;
  background:var(--paper)}
.chip:hover{border-color:var(--coral);color:var(--coral-dk)}
.chips > .chip + .chip{margin-left:2px}

/* утасны дугаарууд ижил хэмжээтэй */
.tel-list{display:flex;flex-direction:column;gap:6px}
.tel-list a{font-size:17px;font-weight:700;color:var(--midnight);letter-spacing:-.01em;
  text-decoration:none;font-family:var(--mono)}
.tel-list a:hover{color:var(--coral-dk)}
.card .mail{font-size:16px;font-weight:700;color:var(--midnight);text-decoration:none;
  word-break:break-all}
.card .mail:hover{color:var(--coral-dk)}


/* ═══════════════════════════════════════════════════════════════════
   МОБАЙЛ / ТАБЛЕТ — ЗААВАЛ ФАЙЛЫН ТӨГСГӨЛД БАЙНА
   Мега-цэсний дүрмүүд үүнээс дээш зарлагдсан тул энэ блок
   хамгийн сүүлд байж л дарж чадна. Байрлалыг бүү сольж болохгүй.
   ═══════════════════════════════════════════════════════════════════ */
@media (max-width:1024px){
  html,body{overflow-x:hidden}
  .head-row > * + *{margin-left:10px}
  /* "Powered by Deriv" нь Deriv-ийн түншийн гарын авлагын шаардлага —
     мобайл дээр нуухгүй, логоны доор жижгээр байрлана. */
  .brand-wrap{flex-direction:column;align-items:flex-start;gap:2px}
  .brand-wrap > * + *{margin-left:0}
  .powered{display:inline-flex;border:0;padding:0;margin:0;font-size:9px;letter-spacing:.08em}
  .brand-mark{height:40px}

  .nav{flex-direction:column;align-items:stretch;width:100%}
  .nav > li{width:100%;border-bottom:1px solid var(--line);position:static}
  .nav > li + li{margin-left:0}
  .nav-top{width:100%;justify-content:space-between;padding:13px 0;border-radius:0;
    font-size:15.5px}
  .nav-top:hover,.nav-top[aria-expanded="true"]{background:transparent}

  /* Мега-цэс мобайл дээр хөвөх биш — аккордеон болно.
     Үгүй бол баруун тийш халиад хуудсыг өргөсгөж, сайт жижгэрдэг. */
  .mega{position:static !important;inset:auto !important;width:auto !important;
    transform:none !important;max-width:none !important;
    display:none;grid-template-columns:1fr !important;gap:0;
    background:transparent;border:0;border-radius:0;box-shadow:none;padding:2px 0 14px}
  .mega.open{display:grid}
  .mega::before{display:none}
  .mega-card{display:none}
  .mega h4{margin:12px 0 6px}
  .mega a.item{padding:9px 0}
}
@media (max-width:560px){
  .dock{inset-inline-end:14px;bottom:14px;--r:118px}
  .fan-btn{width:36px;height:36px}
  .fan-btn svg{width:17px;height:17px}
  .dock-note{width:min(210px,58vw);font-size:11px}
}

/* ═══════════════ Drawdown график ═══════════════ */
.dd{margin:34px 0 0;padding:26px 26px 20px;background:var(--paper);
  border:1px solid var(--line);border-radius:var(--r)}
.section-alt .dd{background:var(--paper)}
.dd figcaption{display:block;margin-bottom:20px}
.dd figcaption b{display:block;font-family:var(--display);font-size:18px;font-weight:700;
  color:var(--midnight);letter-spacing:-.015em;margin-bottom:6px}
.dd figcaption span{display:block;font-size:14.5px;color:var(--ink-2);line-height:1.55;max-width:62ch}

.dd-head,.dd-row{display:grid;grid-template-columns:minmax(120px,1fr) 2.4fr;gap:18px}
.dd-head{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--ink-3);border-bottom:1px solid var(--line);padding-bottom:9px;margin-bottom:14px}
.dd-grid{display:flex;flex-direction:column;gap:11px}
.dd-a{display:flex;align-items:center;gap:10px}
.dd-b{display:flex;align-items:center;gap:9px}
.dd-lab{font:600 13px var(--mono);color:var(--ink-2);width:38px;flex-shrink:0;text-align:end}
.dd-bar{display:block;height:14px;border-radius:3px;flex-shrink:0}
.dd-a .dd-bar{flex:0 0 auto}
.dd-loss{background:var(--line-2)}
.dd-need{background:var(--coral)}
.dd-over{background:linear-gradient(90deg,var(--coral) 78%,rgba(193,39,45,.25))}
.dd-val{font:700 13px var(--mono);color:var(--navy);white-space:nowrap}
.dd-val.dd-big{color:var(--coral-dk)}
.dd .calc-note{margin-top:18px}

/* Үндсэн байдал: багана бүрэн өргөнтэй. JS ажиллаж байвал л 0-ээс эхэлж
   хөдөлгөөнтэй нээгдэнэ. Ингэснээр JS унтарсан ч график харагдана. */
.dd-bar{width:var(--w)}
@media (prefers-reduced-motion:no-preference){
  .js .dd-bar{width:0;transition:width .9s cubic-bezier(.2,.75,.3,1);transition-delay:var(--d,0ms)}
  .js .dd.in .dd-bar{width:var(--w)}
  .js .dd-val{opacity:0;transition:opacity .45s ease;transition-delay:calc(var(--d,0ms) + 450ms)}
  .js .dd.in .dd-val{opacity:1}
}
@media (max-width:640px){
  .dd{padding:20px 16px 16px}
  .dd-head,.dd-row{grid-template-columns:88px 1fr;gap:10px}
  .dd-head{font-size:9px;letter-spacing:.08em}
  .dd-lab{width:30px;font-size:12px}
  .dd-val{font-size:11.5px}
}
